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Posts Tagged ‘student’

Education and Student Debt

Posted by Steve Markowitz on August 26, 2016

Marshall McLuhan“The reason universities are so full of knowledge is that the students come in with so much and leave with so little.”  Marshall McLuhan


Republicans and Democrats attempt to differentiate themselves via their views of the government’s role in the economy.  With close examination, it is hard to find real differences between them.

Those on the Right promote the benefits of “true” capitalism that allows markets to set prices via supply and demand.  Those on the Left share the view that capitalism is too harsh and that the government needs to step in and smooth out inequities created by markets.  At the extreme Left, socialism is promoted, irrespective of its history of failure.

At the macro-economic level there is little difference between Republicans and Democrats.  Crony capitalism is rampant within both parties.  Republicans typically support large industries and those in the military industrial complex.  Democrats promote social programs that benefit industries including education, social services, medical services, and trial lawyers.  The result of crony capitalism has been a significant increase in governmental spending and a surging United States’ debt over the past 50 years.  This debt is in part responsible for the economic malaise that has been inflicted on the country over the past decade.

An example of crony capitalism and the damage it has done is the educational industry.  Through the US Department of Education, as well as at the state and municipal levels, the funds spent on primary education have been skyrocketing as indicated by the charts below.

Total Educational Spending

Spending Per StudentSat Scores





However, the increased spending has not resulted in improved education.  The chart shows how poorly our students are doing in basic reading comprehension.

Student DebtThe problem is more significant at the college level.  The educational industry, with support of the US government and its loan programs, has created the false narrative that all Americans require and deserve a college education, irrespective of whether or not it improves their economic well-being.  As a result, the amount of student debt now exceeds $1 trillion and a significant portion of college graduates cannot make an income level that would allow them to pay off the debt in a reasonable period of time.  Many have been forced to move back into their parents’ houses.

While a market-based economy can be a cruel arbitrator of scarce resources, crony capitalism has proven to be catastrophic to those who have been cajoled into inappropriate economic decisions based on government programs.  It is a major cause of the growing wealth disparity between the ultra-rich and average Americans.

Yes, both Hillary Clinton and Donald Trump have prospered under crony capitalism.  The same cannot be said for most Americans.


Posted in Debt, Education | Tagged: , , , , , , , | Leave a Comment »

UCLA Video Shows Student Council Anti-Semitism

Posted by Steve Markowitz on March 2, 2015

UCLA’s Rachel Beyda is a law student who decided to try out for Universiy’s Judicial Council.  She evidently had a fine resume.  However, when she went before the Council for a final interview, she was initially turned down due to one fact: she is Jewish, as indicated in the video clip posted below.

There was a time when UCLA’s Student Council’s action would have been labeled anti-Semitism.  But in these days of political correctness and bigoted behavior by the Left, it is often excused as something else.

After intervention by a faculty member, Beyda was ultimately appointed to the position.  However, even in the offending party’s apology, the Leftist anti-Semitism remains glaring with Fabienne Roth saying: “I am really sorry with how I framed my argument and the words that I used.  Using someone’s identity against them is completely unacceptable”.  Typical of Leftist bigotry, Progressive Roth believes it is the words or their framing that is the problem. No it is not.  The problem is the bigotry in the heart.

There was a time when bigotry was more likely to emanate from the Right side of the political spectrum.  While it still exists, those of the Right are quickly called for bigoted behavior by the press and greater society.  Today, bigotry is growing on the Left that is creatively camouflaged by political correctness and false intellectualism.  Its growing presence on college campuses should be a concern to all Americans.

Posted in Anti-Semitism | Tagged: , , , , , , , | 1 Comment »

Student Loan Bubble Caused by Government Intervention in Higher Education

Posted by Steve Markowitz on May 31, 2013

Infowars.com posted detailed information concerning the student loan bubble that is about to pop.  The information includes:

  • There are 37 million Americans with outstanding student loans.
  • Of the outstanding student loans, the US Department of Education reports that 11% are at least 90 days delinquent.  This record high is double what it was 10 years ago.
  • Total student loans exceed $1 trillion, the second greatest consumer debt after mortgages.
  • In the past 10 years the amount of student loan debt has risen an incredible 275%.

student debtDebt that does result in future productivity gains becomes a long-term drain on the economy.  One reason is that highly indebted individuals cannot consume products or services.  While the education industry claims that a college degree is necessary to better one’s future earning power, the facts tell a different story.  For example, half of all college graduates work in jobs that do not require a college degree.

One statistic is very telling relating to the growing student debt.  In the past 35 years the cost of college tuition has risen faster than even the skyrocketing cost of medical care.  The reason is simple; governmental intervention.  The government, through grants and subsidized loans, has made easy for the educational industry to raise prices.  Had the government not subsidies the educational industry they would have been forced to supply services at lower prices for them to be affordable.

The negative impact on over indebted individuals and the drain the debt will place on the economy for years are just two issues America will face from inept governmental policies.  In addition, much of this debt has been taken on by the federal government adding to the taxpayers’ liability.

The federal government has completely mismanaged higher education and its industry.  Remarkably, the American people, through the election of this President, have turned over an even larger part of the economy, healthcare, to the same inept government.  Those that expect different results are out of touch with reality.

Posted in Education, Government Ineptness | Tagged: , , , , | Leave a Comment »

15 Year Old Maryland Girl Schools Legislature on Gun Control

Posted by Steve Markowitz on April 29, 2013

The video posted below has gone viral with over 3 million hits.  The presentation made to the Maryland legislature by this 15-year-old female high school student presents a coherent argument against the current narrative created by the Left for its lame gun control agenda.  Sen. Dianne Feinstein could learn much from this young lady.


Posted in Gun Control | Tagged: , , , , , | Leave a Comment »

California School Shooting; No Assault Rifle no Coverage

Posted by Steve Markowitz on January 11, 2013

Kern County, California was the site of yet another school shooting yesterday.  This occurrence involved a 16-year-old student with a beef against some fellow students.  The perpetrator went to the school with a 12 gauge shotgun and critically wounded one student before being talked into surrendering up by a teacher.  Given the classroom had 20 students and the shooter brought 20 shotgun shells, it was fortunate that more carnage did not occur.

The publicity given yesterday’s California incident has been miniscule compared to that which followed last month’s Connecticut shooting.  Only part of this discrepancy is reasonably explained by the difference in the carnage.  Another factor was the weapons used.  In Connecticut the shooter used in assault rifle, the current target of gun controllers.  In the California incident, a shotgun was used, a weapon that can be just as deadly as an assault rifle, but not currently on the gun controller’s hit list.  In fact, those that advocate gun control are purposely staying clear of raising the issue of shotguns since this would expose their greater plan, disarming American citizens.

Yesterday’s shooting in California helps demonstrate that attempts to ban anyone tool of violence is unproductive.  Ban the assault rifle and those intent on killing will use other types of rifles or pistols to kill.  Ban all guns and these killers will find other weapons.  While some such as knives are more difficult to inflict mass violence, others such as bombs and suicide vests are even more dangerous.

Posted in Gun Control | Tagged: , , , , , , | Leave a Comment »

North Carolina Teacher Goes Berserk in Class Supporting Obama

Posted by Steve Markowitz on May 21, 2012

A North Carolina teacher last week was recorded acting irrational in her support for President Obama.  In the clip posted below on YouTube, social studies teacher Ms. Toyna Dixon-Neely spends 10 irrational minutes attempting to protect the honor of Obama, even claiming the student could be arrested for his unflattering comments about the President.  She has since been suspended for her inappropriate behavior.

During the exchange, the student correctly suggested to the teacher that if Republican presidential candidate Mitt Romney’s youthful endeavors could were legitimate questions, so too were similar questions relating to Barack Obama.  This resulted in the following exchange:

Ms. Dixon-Neely – “Stop! Stop!  Because there’s no comparison.  He’s running for president. Obama is the president.”

Student –  “Whenever Bush was president, everybody talked sh-t about him.”

Ms. Dixon-Neely –  “Because he was sh-tty.

Quite frankly, Ms. Dixon-Neely fawning over President Obama is not the most serious issue raised in the YouTube posting.  Of greater significance is Ms. Dixon-Neely irrational behavior, lack of control of the class, and questionable speaking skills.  It is of little wonder that American students are faring so poorly in standardized tests.

Posted in Education | Tagged: , , , , , | 2 Comments »

Student Debt Soars

Posted by Steve Markowitz on March 26, 2012

1Consumer Financial Protection Bureau has released the figures for overall student debt in the United States.  The numbers are of concern for the economy.  The total student debt now exceeds $1 trillion, 16% higher than estimated by the Federal Reserve just one year ago.

According to the Wall Street Journal, the huge student debt will be a drag on the economy for some time as it will cause potential buyers to delay housing purchases and therefore recovery in the important housing market.  The Journal also reports that this debt has soared because of more people going to college to escape the weak economic environment, as well as increased tuition costs.

The student debt is one of many over leveraged aspects of American society.  Ironically, some portion of this debt growth can be attributed to government’s intervention into the education market.  Through various loan and subsidy programs, the government has made it easier for many Americans to attend universities.  At the same time, this assistance allowed colleges and universities to increase tuition much quicker than inflation.  The unintended consequence of these student aid programs is not only increased tuition, but another debt bubble.  This is another example of why the government needs to stop the senseless market interventions.

Posted in Education, Governmental Intervention | Tagged: , , , , , , , | Leave a Comment »